two things I can think

来源: Runnymede 于 2022-12-08 16:21:57 [旧帖] [给我悄悄话] 本文已被阅读：次

1. less money to use now, for instance, buy house, buy car, use money to invest. Lost opportunity.

2. too high 401k RDM income, which impact social security medical premium