If you’re set on moving to The Golden State, Sacramento is among some of the most affordable places to live in California. The city’s cost of living is 16% lower than the state average and 33% lower than nearby San Francisco. This is due in large part to its housing costs, which are much lower than those in most of California. Sacramento is also one of the most cost-effective U.S. cities to live in, based on adjusted salary. In other words, if you want the California lifestyle without the incredibly high price tag, Sacramento is a great place to settle down!