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来源: 2022-01-12 10:49:43 [旧帖] [给我悄悄话] 本文已被阅读:

https://www.forbes.com/advisor/retirement/congress-to-end-backdoor-roth-conversions/

 

BBB Would Have Tamped Down on Roth Conversions

The BBB legislation packed another double whammy specifically for Roth accounts. Starting in 2022, the bill had proposed to end so-called non-deductible backdoor and mega backdoor Roth conversions. Regardless of income level, you’d no longer be able to convert after-tax contributions made to a 401(k) or a traditional IRA to a Roth IRA.

An additional rule had aimed to prevent Roth conversions of any kind made by anyone making more than $400,000, or any couple making more than $450,000, by 2032.