it is very natural for people to share their excitement

here when they make big money. I can understand that, but I did not do that now because I understand "the other way around", I am making big money, just think about it, I have margin and heavily concentrated on financial.

You are not bullish on financial, that is fair, just speak out your opinion, it has nothing to do with who is new hand or not, right?

By the way, Buffett is bullish on financial.