请问在德州现金买的duplex一年半以后可以cashout贷款吗?

来源: 2021-07-08 19:18:53 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

贷款公司说不可以,并给了如下回复。

Attached are the guidelines:

And yes, only way to get cash out would be for you to sale.

Texas Section 50(a)(6) Loan Security Property

A Texas Section 50(a)(6) loan must be secured by a single-unit principal residence constituting the borrower’s homestead

under Texas law. Loans secured by two- to four-unit properties, investment properties, or second homes are not eligible. The

security property may be

• a detached dwelling,

• an attached dwelling,

• a unit in a PUD project

是否有变通的方案把现金拿出来?

多谢!