Reasonable fine

3. Impose Arbitrary Fines

Can a homeowners association fine you? Yes, an HOA can generally fine its members, provided state laws and governing documents give the HOA power to do so.

If your association’s CC&Rs say the HOA can fine members for violating a specific covenant, then don’t be surprised when you receive a notice in the mail after committing that violation. But, if your HOA’s governing documents say the association can’t fine homeowners, then you should definitely challenge the HOA’s authority when you get slapped with a fine.

Furthermore, the fines must be reasonable and justified. For instance, it would be outrageous for an HOA to impose a $1,000 fine for a simple trash bin placement violation on the first offense.

Most HOAs allow homeowners to appeal fines. This usually means you have to go through a standard appeals process, the specifics of which can vary from association to association. Generally, though, you will need to present evidence to back up your claim.