401k是很多人的主要个人退休资金源,65岁以上的平均也才21万,中位数恐怕15万就没有,那么多人还不是要活?
Age 55 to 64
- Average 401(k) account balance: $197,322
- Average 401(k) savings rate: 8.5%
Age 65 plus
- Average 401(k) account balance: $216,720
- Average 401(k) savings rate: 9%
Source: Vanguard 401(k) data, 2019.