Well, I know

you do read finacial statement, howevre, you said that "all investor here never read balance sheet", isn't it? I didn't extend too far. I do agree with you on this, all the major banks in the US are insolvent in the US at this moment, including WFC, just read their footnote and check how much "junior lien mortage" they hold (about 100 billion), plus the toxic assets from Wachovia's 123 billion Pick-a-Pay morgage, CMBS, you will see WFC no only need 25 bilion TARP, 20 billion capital they raised, they need much more capital cover the shortfall.