the real point of this story is to play like casino.
When you see a winning rate of greater than 60%, you should always play, just to keep yourself solvent. In today's stock market, when share's price is less than cash in the bank account, your winning rate is 95%, if given a couple of years to let the story playing out, usually it would only take weeks.
I should have moved more of my money to this kind of company other than insurers.