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来源: 2020-02-19 08:48:06 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

1.  insurance payout are usually not taxable, except for the portion labled as "lost income".

2. There no need to do anything.  If you want, you can put money in 401K AND IRA to the maximum allowed.