How to Calculate

来源: 2020-01-08 08:07:10 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

4.499 with a buy down cost of .375% or $721.65.  P&I payment is $974.97
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3.99% with a buy down cost of 1.625% or $3,127.19.  P&I payment is $918.64.

Savings per month 974.97-918.64 = $ 56.33 / month

Expense:  3127.19-721.65 = $ 2405.54

Breakeven period = 2405.54 / 56.33 = 42.7 month = 3 years and 8 month.