No, problem, I have 300-400 cushion already. Worst case

I will pay off couple of them using cash, they are SO Cheap, we are talking about a loan amount in the 60Ks and 70Ks. In deep recession, rent may drop to 800 at most, so I still have 200 cash cushion. However, if you think Depression will come, rent can go to 200, then, all bets will be off and even our 401K account may drop to zero. I don't consider such situation. If we let this kind of mindset get in the way, we'll be too afraid to do anything.