不用主动说明！等银行问你。否则会成此地无银三百两。

来源: 于 2018-01-28 11:47:45 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

The sender does not need to explain anything except banks in China want to know what the money is for, then the sender can tell them that it is a gift to you.  For US banks, they might ask or might not ask you about the money, you can just verbally tell them that it is a gift from your parents or siblings.