回复:为何今天利息cut Mortage rate 反而升高了?
1)It often happens after a Fed cut(let's verify it next time).
2)Fixed mortgage rates are only loosely associated with the Fed’s short-term rate and are more directly tied to mortgage-backed securities
3)The main reason behind the rise in mortgage rates could be the outlook on inflation. Lower short-term rates have the capacity to fuel inflation, which causes long-term rates to rise.
4)A reduction in the Fed funds does eventually lead to a fall in mortgage rates. But investors are so nervous right now that they do not want to own mortgage debt, which has kept those rates high. The spread between the Fed funds rate and mortgage rate is unusually high rate now.