在加州，可以wire，可以cashier check for downpayment， 不用签字时付。

Escrow 告诉我发生过的。

以下是一家escrow公司在签名下的WARNING:

**Be aware!  Online banking fraud is on the rise.  If you receive an email containing WIRE TRANSFER INSTRUCTIONS call your escrow officer immediately to verify the information prior to sending funds.**