If you have ever changed your job previously, you can open

来源: 2017-04-28 16:05:58 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

an rollover IRA at any brokerage firm and transfer the balance in your old 401K into the IRA.  Then you are free to choose any mutual funds that suite you.

If that is not an option either, then you just have to choose what ever funds that are best performers within the basket of available funds.