Sound like a kid, if you don't understand other's logic
how can you prove or disprove others? When I say you are financial iliterate because I already understood your logic as so poor and most of your logic is emotion based with no thourough understanding of any kind. With such low level of understanding, can you even be qualified to prove anything to others?
Now, please don't use Mxxxx word, Fxxx word or anything similar, that doesn't help at all.