You have every right to think that way
but realize life is a marathon, not a 100 meter dash. So relax, relax, and relax. Speaking of "survival of the fittest", what do you think the ultimate goal is? It's not to survive as most people think, but rather, to reproduce. :-) (this is true, from the biology point of view).
Also, while we are on this, you need to see another aspect of the full time work, full time school thing. There are people who do it just so one day they don't have to; there are also people like myself who do it not because of job security or promotion or anything else rather than the fact that I want to.