回复：退休账户问题

来源: 于 2012-03-28 18:22:56 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

Fidelity's answer is for participants; Check with your CPA or Financial Advisor - If neither you nor your spouse is an active participant, you can deduct 100% of contribution regardless of your income.

I am very confused on your financial information and curious about how you handle your retirement plan. I think your first step is to identify if you are an active participant.