应该没罚款，只要在收到后60天之内做好就可以了。

来源: 于 2023-03-02 14:02:44 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

you have 60 days from the date you receive a distribution from an IRA or retirement plan to roll it over to another plan or IRA. 

 

不是from the date you request a distribution !!!!

hope it helps!!!