don't need any math, just consider the cashflows and

来源: 2009-12-13 18:50:29 [旧帖] [给我悄悄话] 本文已被阅读:

how interest is calculated, it has to be YES because the cashflow will be exactly the same due to the same start balance and interest rate between both 30 fixed and ARM for the first 5 years if it's paid off in 5 years, assuming both loan have the same interest terms, such as day-count convention.