建议大家有空把你们的退休帐户部分转成roth.

在现在的fiscal situation, 这是一个很好的personal finance planning stratedy .

当然 你需要 一些Liquid asset to pay the resulting tax liability. but in the long run, you will shelter some caiptial taxation. You will also avoid required minimum distributions when you turn 70 1/2.

 

My two cents.

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