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几十年前，仍对大萧条心有余悸的美国人也曾是储蓄大户。不过，婴儿潮一代人没有经历过大萧条，在信用卡催生的“为什么等待、现在就消费”文化的诱惑下，走上了疯狂消费之路。

Decades ago, the older generation Americans who went through the Great Depression were also keen on saving. However because the baby boomers did not experience the Great Depression, they are lured by credit card slogan "why wait, spend now" and go on a road of crazy spending.