That's a bad idea!!!!

You have to have some insurance. Buy a term life insurance, such as 20-30 years, it's not too expensive. Make sure whatever happen, your family still can live in that house, your kids stiil can grow up smoothly and make it to college. That's a minimum. That's the most important respondibility one should take for his/her loved ones, unless one can ensure he/she has enough money from other sources to leave to them