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来源: 于 2025-08-09 19:55:10 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次
ChatGPT said:

In Canada, maternity leave with a paycheck works through Employment Insurance (EI) or Québec’s separate QPIP program. You don’t keep your full salary, but you get government benefits, and in some cases your employer may “top up” your pay.

1. Federal EI Maternity Benefits (Most Provinces & Territories)

  • Duration: Up to 15 weeks for birth mothers.

  • Pay rate: 55% of your average weekly insurable earnings, capped at about $695/week (2025 rate).

  • Eligibility: At least 600 insurable hours worked in the last 52 weeks (or since your last EI claim).

  • When you get paid:

    • 1-week unpaid waiting period (like a deductible).

    • Then EI payments every 2 weeks directly from Service Canada.

  • Taxable: EI benefits are taxable income.

2. Parental Benefits (After Maternity Leave)

If you want more paid time off:

  • Standard parental: Up to 35 weeks (shared between parents) at 55% pay.

  • Extended parental: Up to 61 weeks at 33% pay.

If combined with maternity leave:

  • Standard plan → 15 + 35 weeks = 50 weeks total paid leave.

  • Extended plan → 15 + 61 weeks = 76 weeks total paid leave.

3. Québec (QPIP) — More Generous Pay

If you live and work in Québec:

  • Maternity: 18 weeks at 70% pay, or 15 weeks at 75% pay.

  • Parental: Up to 32 weeks at 70%/55% mix, or 25 weeks at 75%.

  • No 1-week waiting period.