是的；一年差不多的1W；

Extra Coverage Options (Optional but Common)

1. Medicare Advantage (Part C)

• All-in-one plans (includes A, B, often D, and extras like dental/vision)

• Monthly cost:

  • $0–$70/month on top of Part B in many areas

  • Some plans as low as $0 premium, but may have higher co-pays

• Still pay the Part B premium

Pros: Simpler, often lower premiums
Cons: Smaller provider networks, co-pays can add up

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2. Medigap (Supplemental) + Part D

• Fills the gaps in Original Medicare (covers deductibles, coinsurance, etc.)

• Monthly cost:

  • Medigap Plan G: $130–$250/month

  • Part D: $35–$80/month

Pros: Lower out-of-pocket costs, nationwide coverage
Cons: Higher monthly premium, harder to switch plans later

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Total Monthly Cost Estimates (2025, Typical)

Plan Type	Total Monthly Cost (Individual)
Original Medicare only (A + B)	~$175
Medicare + Advantage Plan (Part C)	~$175–$250
Medicare + Medigap + Part D	~$340–$500

For a couple, double the above (e.g., ~$700–$1,000/month for full Medigap coverage for two people).