Would you agree?

If we were all supposed to live to 100 and some misfortunes in life reduce that potential, would you agree that some of us may only live to 60? Then what’s the purpose saving for retirement?

Good gene potential 100

childhood trauma 5
unemployment 5
divorce 5
major illness 5
inharmonious home life 5
disrespectful children 5
unhealthy lifestyle 10

Total deductions 40
Actual life span 60

Would you agree?

Naturally, I mean we should minimize these life harzards. Haha…