加拿大人也不了解加拿大贷款啊？历史上有过40年的固定利率，现在能拿到的是最多25年固定利率。

What is the Longest Mortgage Term You Can Get in Canada?

 

Currently, a typical mortgage has a 25-year amortization period, but there used to be mortgages offering an amortization period of up to 40 years for insured mortgages. However, this was scrapped by the federal government of Canada in 2008 when mortgage regulations were tightened, and the amortization was reduced to 35 years. In 2011, the amortization period was again reduced to 30 years; in 2012, it was reduced one final time to 25 years.