【今日房贷利率--VA】6月19日 星期三

SUMMARY：今天（6月19日, 星期三)开盘时的利率价格和昨天相比稍微变差。
无费用重新贷款：
40万左右，30年固定的利率继续维持在4.000%
40万左右，15年固定的利率勉强维持在3.000%
购房贷款：
40万左右，30年固定的利率勉强可做到3.750%
40万左右，15年固定的利率仍可做到2.875%.

1. Primary Residence--No cost refinance rates:
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM
<=417K        4.000%      3.000%      3.875%      3.000%      2.875%
APR           4.000%      3.000%      3.875%      3.000%      2.875%

>$417K        4.125%      3.250%       -------      -------   2.875%
APR           4.125%      3.250%       -------      -------   2.875%

(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)

2. Primary Residence—Cash-out refinance rates:
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix    5/1 ARM
<=417K        4.000%      3.125%      3.875%      3.000%      3.000% 
APR           4.000%      3.125%      3.875%      3.000%      3.000%

(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)

3. Primary Residence ┅Purchase rate (No point):
Loan Amt  30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM  7/1 ARM
<=417K     3.750%      2.875%     3.625%       2.875%     2.500%   2.875%
APR        3.854%      3.059%     3.770%       3.143%     2.598%   2.976%

>$417K     4.000%      3.125%      -------      -------    2.500%
APR        4.106%      3.310%      -------      -------    2.596%

4. Investment Property ┅Purchase rate (No point):
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM  7/1 ARM
<=417K        4.000%      3.250%      3.875%      3.125%
APR           4.106%      3.436%      4.022%      3.394%

Rates are based on the following assumptions, and may be different depends
on conditions. Please contact us for details:
1. Single Family House/Townhouse
2. Credit score 740+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. Loan Amount>$400K
6. 30 days lock in period.
7. With Escrow / impound account
8. US Citizen or Permanent Resident