【今日房贷利率--MD】5月17日 星期五

SUMMARY：今天（5月17日, 星期五）的固定利率和昨天相比稍微变差。
无费用重新贷款：
30年固定的利率勉强维持在3.500%
15年固定的利率勉强维持在2.625%
购房贷款：
40万左右，30年固定的利率维持在3.375%
40万左右，15年固定的利率维持在2.500%.

1. Primary Residence--No cost refinance rates:
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM
<=417K        3.500%      2.625%     3.375%      2.500%      2.875%
APR           3.500%      2.625%     3.375%      2.500%      2.875%

>$417K        3.625%     2.875%       -------      -------  2.750%
APR           3.625%     2.875%       -------      -------  2.750%

(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)

2. Primary Residence—Cash-out refinance rates:
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix 5/1 ARM
<=417K       3.625%      2.750%      3.500%      2.625%
APR          3.625%      2.750%      3.500%      2.625%

(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)

3. Primary Residence ┅Purchase rate (No point):
Loan Amt  30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM  7/1 ARM
<=417K    3.375%      2.500%     3.250%       2.500%     2.500%   2.875%
APR       3.477%      2.680%     3.392%       2.763%     2.596%   2.976%

>$417K    3.625%      2.750%      -------      -------   2.500%
APR       3.729%      2.931%      -------      -------   2.596%

4. Investment Property ┅Purchase rate (No point):
Loan Amount 30 Yrs Fix  15 Yrs Fix  20 Yrs Fix  10 Yrs Fix  5/1 ARM  7/1 ARM
<=417K        3.625%      2.875%      3.500%      2.750%
APR           3.729%      3.056%      3.638%      3.014%

Rates are based on the following assumptions, and may be different depends
on conditions. Please contact us for details:
1. Single Family House/Townhouse
2. Credit score 740+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. Loan Amount>$300K
6. 30 days lock in period.
7. With Escrow / impound account
8. US Citizen or Permanent Resident