加州汽车罚单的问题----好郁闷啊, $1281!

黄灯变红灯右转时候没有停够时间被抓,我也认了,问题是我们随身带的保险卡是过期的,新的卡在家里,所以拿到的最后罚单就有两个VIOLATION CODE,VC21453A1和VC16028A1
现有四个选择给我们:

1.Proof of Correction $481: Driver license violations may also be signed off by the DMV or you may present proof to the clerk of the court.

2.To pay your ticket (Bail Forfeiture) $1281

3.Request court appearance $1281

4.Traffic school $520.

我们是有保险的,想上驾驶学校去上课,所以现在就弄不懂了,到底要交多少钱?是不是选4,是不是同时要把自己的保险卡和$520支票寄回去?肯请各个有能力的大哥大姐们帮忙解惑!多谢了!