是。看看你在不在下面提到的5个州或DC。

http://www.insure.com/articles/carinsurance/diminished-car-value.html

But the Insurance Services Office (ISO), which provides insurance forms and data, authored policy language that insurers can now use in 45 states and Washington, D.C., that officially takes insurers off the hook for diminished value payments in physical-damage coverage claims. The ISO's exclusion for diminished value has not been approved in Georgia, Hawaii, Kansas or Maryland. Massachusetts has not adopted ISO policy language, but a May 2002 "advisory opinion" from the department of insurance states that diminished value is not covered under collision policies in the state. (Hawaii and Massachuetts are both under independent insurance bureaus.)