這種事不是緊急的情況,不需要太憂慮 (指的是你 !)

你的"同事" (Read this )

http://www.justice.gov/criminal-fraud/identity-theft/identity-theft-and-identity-fraud

Place a security freeze on your credit files at each of the three Nationwide Credit Reporting Agencies. You may request a security freeze be placed on your credit files at Equifax, Experian, and TransUnion.

http://www.equifax.com/help/credit-freeze/en_cp

如果产生信用卡账单,只有跟發卡銀行慢慢處理,沒有其他好方法.