Your insurance company should cover it, but

来源: 于 2015-09-13 14:32:15 [旧帖] [给我悄悄话] 本文已被阅读：次

that is not the problem.

The problem is some insuramce policies do not cover mold/fungus related damage, regardless when it heppened.  So pull out your insurance policy and read it to find out.