No, we don't have 第三责任险. HOA never ask to buy that.

来源: 2011-12-15 14:26:09 [旧帖] [给我悄悄话] 本文已被阅读:

However, finally, HOA just send email to me said that they will send a professional to open the dry wall to see who's responsibility.

Again, thank you very much for your answer and time!