To Aprilaida: Treat kids equally, make up the portion

After so many posts, I think you should not argue with your hu*****and, just count the total to your step-kid Vs your own 2 kids.
For example, the 50% is $200,000, you buy the same amount to 2 kids which it made equal in your family...

I guess this talk will make both of you happy.

Hope this is term insurance, not whole life insurance. Leave a lot to kids is not great thing in real life. I mean if all kids become adult...

I hope you both have the same power to talk on the table.

Last, happy life is more important than money.

Good luck!