HOA covers the basic. You insure only for upgrade

来源: 于 2012-09-24 11:09:21 [旧帖] [给我悄悄话] 本文已被阅读：次

& personal properties such as Refrig/washer/dryer.

Do you have 40K personal property and 60K upgrade? Most condo shouldn't.

For 60K you can do a lot of upgrade (floor, cabinet, counter...)

Your appliances worths 40K? For my rental condo, I only cover 15K personal property (even though my sub-zero refrig alone worths $7k).