都说雨伞保险便宜，我问的价钱怎么都这么贵呀？

commercial umbrella for the rental property, the cost is roughly $750 per million in coverage ($3750 for 5 million). 

Auto with the $500,000 csl ($300,000 uninsured/under insured) increase = $33.59

Savings on home for having UMB decrease = -$11.90

Cost of Personal Umbrella 1 million = $271

Cost of Personal Umbrella 2 million = $475