you can gpt by the way

来源: 于 2025-07-15 18:18:34 [旧帖] [给我悄悄话] 本文已被阅读：次

The highest-yielding Vanguard money market fund right now is the Vanguard Treasury Money Market Fund (VUSXX). Based on Vanguard’s data as of July 11, 2025, its 7-day SEC yield is approximately 4.18% slightly ahead of the Federal fund (around 4.23% 30-day) and ahead of municipal or state-specific funds, which yield less (typically 2–3%) .

Why Treasury fund leads:

  • Invests only in U.S. Treasury securities, which currently pay higher short-term rates.

  • Held highest recent yields compared to other Vanguard cash equivalents .

  • Expense ratio is just 0.07%, the lowest among Vanguard money market options .