听起来好像很聪明，但钱在 Ruth IRA 可以传给子女，不要交TAX。

来源: 于 2025-01-21 11:12:25 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次
Inherited Roth IRAs
  • Distributions are usually tax-free if the account was held for at least five years 
     
  • Distributions may be taxed if the account was held for less than five years 
     
  • If the Roth IRA was inherited from a spouse, the beneficiary can treat it as their own 
     
  • If the Roth IRA was inherited from someone else, the beneficiary must take required minimum distributions (RMDs)