是你出價太低，還要借貸，又要驗房。要借貸就要出高價。我N年前用貸款拿下一個，上過法庭。

I think I offered 3% or 5% above asking.

That house is in the old money area in southern CA.

Nowaday, I offered all cash, above asking price, no inspection and no nothing and lost. 

The final price might need to be approved by judge in probate court.

The probate judge might not approve dual agency sales.