回复：急!请教老猫和各位大侠,牙医保险纠纷

1。我们怎样跟collectin agent argue最有效？ Collection agents are not reasonable person. Talk to them just like talk to a wall.

2。如果我们不付这笔钱，collection agent会有怎样的行动？They will screw your credit report. The $300 will become $400 or more.

3。有没有什么部门可以帮助我们？ No. Nobody is going to pay your bill but yourself.

4。这都是4年前的事了，保险公司还管吗？ No normal insurance claim will be made within 3 months of service provided. Please referring to your insurance paper.

非常感谢！！！