对于这个SS retirement benefit， 我认真读了SSA 关于living abroad的章节， 我的理解是如果我LD即使没有绿卡， 但人Physically 在美国， 那么他可以have 他交的那份SS retirement benefits. 如果他人在中国， 就不行。因为中美没有ｓｓａ 之间的treaty。 （韩国， 日本。。 等２５个国家好像可以）。 这是我理解的SSA Rule。
-Not true. You work in US for at least 10 years (40 quarters), so you are eligible for the social security benefits no matter where you live after you retire. The only issue is that if you live in some countries, SSA may not be able to send the payment to you directly. But if you live in China, it is not a problem. This is the rule, Item 5 (a and b) on Page 11, which applies to your spouse and you when you live in China after your spouse retires:
EN-05-10137 - Your Payments While You are Outside the United States (June 2020) (ssa.gov)
Another choice for you is to ask SSA deposit your payment directly to your bank account in a US bank inside US.
