买唔起楼唔系问题

http://www.hkej.com/template/forum/php/forum_details.php?blog_posts_id=20493#msg_268498

2009年10月15日 08:27 网站编辑曾荫权电台答问 市民关注楼市就业

特首曾荫权由早上8时开始出席电话问答会,回应市问题问。致电的市民多关注楼市及就业。有任职医生的女士致电指,与律师男友希望在港岛置业,但仍觉负担不起,她批评,香港土地已经很少,却让内地人来港买楼抢贵物业。曾荫权即表关心,她希望在哪一地段买楼,「如果你想买中环楼就难21874;了。」回应其他相关问题时,他指:「我与太太年轻时都是先租屋,到三十多岁才置业」,他强调香港专业人士可以有社会流动。

曾荫权说，现时本港「天价」豪宅只占少数，普罗大众需要的楼宇，价格与97、98年高峰期仍有差距，市民应考虑本身负担能力，不要著眼於银行息口低。

【列印讨论】回应:网站编辑 被问及青年、就业问题,曾荫都强调,香港不可以再像以前一样,发展低工资的工厂,而是要发展增值行业,同时要把产业的「饼」做大,才解决到问题。现时六项产业的经济贡献只有7%,如果数年之後可以做大一倍,即可创造更多职位。 10月15日 08:32

网站编辑 亦有市问及可否减免首次置业厘印费,令购买200万元以上物业者都受惠。曾荫权表示,会叫财政司司长曾俊华在财政预算中考虑有他的建议。 10月15日 08:34

网站编辑 他又说自己两个仔之中,一个仔仍未买到楼,但他强调,制定政策时,不时考虑自己家人的条件。但他说,保证政府对楼价是敏感的,最重要是政策不可令市场波动;而现时市场是有分层。强调现时楼市从价格、交投、负担能力当比97、98年正常,但政府不会掉以轻心。 10月15日 08:41

网站编辑 关於政改问题,有市民大骂曾荫权把民主没进展的责任推卸给民主派否决05方案。曾说,普选不可以解决贫富悬殊、高地价等问题。他说,普选时间表已得到人大常委会很严肃的承诺,现时最重要的是不可以像05年原地踏步。

他说，下月的谘询不可以即时提出方案，而是按07年的人大常委决定定出的选择方法框架来作全面谘询。 10月15日 08:46
网站编辑 有市民指，自由党虽是「执政联盟」却仍反对最低工资，他要求曾荫权下令政府官员不称呼民主派为「反对党」；曾回应指，如果有一些人每次官员讲话他都不听，都反对，官员自然会有想法。他亦强调，有决心推行最低工资。 10月15日 08:49

网站编辑 有市民批评，政府保育中区，但是中环一到假日，就遭大批「外来人」霸占，又非法摆卖，又没有管理，本地人到中环就好像入侵他们。她又担心，太多外资涌入香港购买物业，炒高楼价。 10月15日 08:55

网站编辑 教育方面，搞教育产业不是要赚钱，而是利用人才、优势来培训人材，香港的知识型产业做得好，将来就会需要这些人材。有市民担心将来太多大学生，他们找工难。曾荫权说，绝大部份大学生都可以找到工作。

曾荫权又再次向家长劝说，要对子女有合理期望，不要强迫子女选科、升学，如果他们喜欢，应该让他们选择创意产业。 10月15日 09:00

网站编辑 提到曾俊华过劳致心脏病，曾荫权说，自己现时保持健康的方法，是每天早上五时多起床，在跑步机、cross trainer跑步，或游泳，到六时「再搏杀」。 10月15日 09:02
margaux I do agree with the CE that the young professionals should not anticipate to buy a mid-level apartment once they started to work. the lady who called up to say that was certainly naive & unrealistic, though reflective of youngsters of today. they were brought up to be satisfied by their parents but now have to be disappointed by reality! good luck, kids. when my peer group graduated in the 80's, we alls saved up and worked very hard before considering the purchase as we were afraid of losing our job during the mortgage repayment, worrried about family member's health which might required our support and volatility of property price which might lead to cash burden. do the fresh graduates of today give deep consideration to these various angles and more?? 10月15日 09:19
加客 margaux 兄，只是小弟一点意见，像我们这个年代80s，友人们好像比目前年轻人更勇於入市，原因系我们比较容易看见将来，只要刻苦几年，薪金会增加。

时下年轻人比较迟婚，楼价高也是一个原因，看不到前景又是一个原因。 10月15日 10:19

audience 这是一个地主的问题。香港地方小，土地供应有限，炒作容易。 现在货源归边，贫富县殊， 发展商已成吸钱妖怪， 租买问题， 榨到尽，发财不立品。小市民出半斤力， 可以罗番几20001;? 一生一世为钱币做奴隶,但生活水平不断下降。香港， 今日是看不到明日。"Breaking New Ground Together"? No, it should be "Breaking New Generation's Hope Together". 10月15日 11:29

AURA margaux君,我看到的正好相反,正是那些食尽香港黄金十年的80年代毕业生,97年後负资产情况最严重.现在的新一代反而更谨慎,因为他们全部都亲眼见证负资产是怎麽回事. 10月15日 12:10

游民 比一旧水买两个悭电32966;...买五注六合彩博反身好过... 10月15日 13:01

游民 aura兄: 未敢苟同[...现在的新一代反而更谨慎,因为他们全部都亲眼见证负资产是怎麽回事]... 10月15日 13:05

游民 现在的新一代(指80年代出生的一群), 他们置业绝不像我们要靠自己,亦唔使考虑供得起楼与否... 10月15日 13:08

游民 就我所识的几个朋友, 他们的细佬细妹, 全都在25 26岁做业主,楼价由150-350万不等...首期3-5成由父母, 呀哥, 家姐送, 点知咩叫负资产... 10月15日 13:13

文若 游民兄，你朋友的细佬细妹比较幸运。不能说是所有年轻人都有父母可以帮一把的。

小弟01年毕业，在金融危机尾开始工作，03年一个浪杀过来，还顶得住。好不容易有点改善，又来一个海啸，打得人仰马翻。

现在三十出头，家里还有父母供养，现在只想保住饭碗，过一天是一天。结婚买楼组织小家庭，想也不敢想。因为负担不起也！当然，你也可以说我没本事，但流动性低了，确实是不争的事实。 10月15日 13:40

HumnptyDumpty 游民兄,我就有朋友25、26岁阿妈不惜一切,97时见楼市升,勉强买楼俾　地几兄妹,结果手持几个负资产,阿妈日日自责还出现自残倾向,过了几年苦日子。事过境迁,生活改善,也难保　地日後又不会同样的爱锡子女,父母兄姊有能力,总少不免想好好对待下一代。

BTW,如果父母近年帮仔女买150万楼,俾3成首期,而家是供平过租。但这毕竟是某一阶层的幸福生活吧。 10月15日 13:47
HumnptyDumpty 其实我唔明,结婚跟买楼何以是同一件事? 10月15日 13:48

紫灯笼 有无　夸张呀! 医生律师都买唔到楼! 如果想买浅水湾、深水湾，　系可能有点难度既! 不过，人唔系应该要量力而为，无　大个头，就唔好戴　大顶帽! 10月15日 13:52
Sota Younger generations now pretty useless! Or a piece of junk.

When we got married, we arranged everything ourselves and we didn't ask our parents for a cent!

Should there be any unfortunate things happen on these spoiled kids, I can tell they don't have any guts and bravery to withstand!

Parents think they are helping their kids, they are actually sending them to heaven! 10月15日 13:54
Sota margaux,

Kids now are garbages! Ask your friends and U know their work attitude.

They are damned lazy and lack of independence. I could DIY everything at home, changing sockets on walls, fixing lamps, taking out air conditioners, moving by ourselves...

These kids can hardly compete with those from the mainland! 10月15日 13:57
金木水 sota兄∶i can build a house for you! 10月15日 14:10
Sota For funeral purpose??? ha ha... 10月15日 14:15

Maza Sota may belong to the "2nd generation" men, as mentioned in the thread below. 10月15日 14:19

阿祖 To 紫灯笼 - it is not 夸张. Both of my wife and myselves are professionals and been worked for 10-15 years (poorly i cannot catch the facsinated 80s train), what i guess most of our type of people are looking for 800-900 sq2 (however, it has to discount the area by 30-40% for the 新27004;). They are costing 3-4m for some rough district. nowadays, it is costing 5-6k per sq2 for 23558;20891;澳。 damn, how can most of us can handle. even i have a million cash on hand, i am hestiating. 10月15日 14:21

金木水 sota兄:　又未洗　快呱？yes禾要同意新一代有好多系好软弱，但禾亦睇到有一大班系肯搏肯试22021;。　地唔系aim for人地俾份好工　地，而系自己做老细，有能力俾份工人地！　地有blue blood22021;，但系草根更多。。。俾多D时间呢班人啦。老人家永远系以自己22021;识见同experiece去秤班靓仔，有时D野系要浸21523;先出味架吗！ 10月15日 14:23
网站编辑 食物及卫生局局长周岳表示,施政报告提出政府对医疗融资的取向,是研究非强制性供款制度,吸引所有中产参加,但他强调要有法例规管,以保障用家,不会让市场「自由发展」。他表示,政府既然会预留500亿元作医疗融资的储备,当局可以凭此向中产提供多种诱因,但现时不能讲太多。他预计,政府会在明年中作出谘询。 10月15日 14:27

YKLeung I BELIEVE THE HONG KONG GOVERNMENT IS RUNNING LIKE JUST A BUSINESS ENTITY, OUR GOVERNMENT IS THE SUPER SPECULATOR IN THE PROPERTY MARKET. DONLAD THINKS THAT HE IS THE CEO OF HONG KONG, OUR LIVING IS ALL DEPENDS ON HIS ACTION, HE IS FIXING A HIGH RISK MODEL FOR HONG KONG CITIZEN, WE GOT NO OTHER CHOICE. WHERE ARE THE DEMAOCARTICS? WHERE ARE THE POLICTICAL PARTIES? DO THEY KNOW ANY ABOUT 'ECONOMIC'? 10月15日 14:38

Crabwing sota 前辈，你地个时d 女仔唔会要系买个名牌手袋先做你女朋友架ma。 而家d女仔自己个份驶晒就驶男友个份，仲边有钱储首期买楼。 10月15日 14:39

游民 文若兄: 就是了...靠自己得来的, 知道一切得来不易, 才会学懂谨慎, 懂得珍惜... 10月15日 14:45

游民 系啦...讲起火都扯...有条电车男(保险经纪,年约30), 好打游戏机...识左条女, 去年结婚之时, 条女卖左老豆比　层楼(已供满), 搓25592;住3球cash, 条电车男经纪老公, 家阵成日上facebook show off 换新款benz, 去杜拜, 欧洲, 日本旅行既相... 10月15日 15:01

游民 上一代既辛劳, 唔只惠泽下一化, 下一代既伴侣都惠泽埋... 10月15日 15:03

Sota 游民 上一代既辛劳, 唔只惠泽下一化, 下一代既伴侣都惠泽埋...

That is for sure ga lar! I hope when I have my last breath, I only have $1 in my account!

I actually find a lot who work extremely hard and save every penny for their kids could be quite stupid. I know some of these, some are partner of law firms or senior management at comm or ibanks, who wear cheaply and eat shit lunches. Their kids?? living comfortably with maids around them in HK and have a house and a brand new car while studying in the UK or Australia. Their GFs and BFs also live with them, have good lunches and dinners. Sunshine during summers and travel in Christmas times! They are the largest "mortgages" of their parents! 10月15日 15:12

文若 Mr. Sota, it is quite easy to have only $1 in your account. Donate it to charity!

Those who save for their kids, sometimes they 不忍心 see their kids go through rough patches. Leaving the best for their kids is only normal.

There are still many parents who discipline their kids well. Quite honestly, the majority is really not that bad. 10月15日 15:36

Chan David Sota Hing: mainland kids, especially those in big city, are no better off ga. Having started up 2 branches, one in SH and one in BJ before, I found that they are really no better off! Those from inner mainland are better and more aggressive. Yet, they are also too sneaky to build longer term business relationship. 10月15日 16:08

Chan David On the other hand, this is always a process of getting matured. Sorry to mention that, at least on online temperament, Sota Hing perhaps also needs more training and discipline too...(grin). 10月15日 16:11
Sota Chan David hing, I see I see.

Really a dilemma - too good and kids too dependent, while too harsh no good for development. 10月15日 16:12

游民 [普罗大众需要的楼宇，价格与97、98年高峰期仍有差距]呢d系人话? 个point系e家d楼炒x到贵到普罗大众根本买唔起... 10月15日 16:17
Sota Chan David,

Sorry can't take your advice. Can you say that Hing 姐 is childish or immature every time she lost her temper in the Legislative Council (I just watched TV and saw her shouting again!).

There are a lot of things, stupid maybe, naive maybe, attemptedly twisted maybe, misleading maybe, lying maybe and aksing you to keep silent maybe, that require us to shout and talk loud.

Sorry I cannot agree that an appearing "see man" guy is a nice guy. I have encountered F many "see man" guys who screwed me at the back. Speaking foul language also does not imply one sucks!!! Foul at the heart is the most terrible!!! 10月15日 16:21

AURA 游民君,当奴摆明想少做少错,平安卸任就算,但他继续不理楼价,在他任期完结前民间怨气爆煲的可能性不低. 10月15日 16:39

eddie31 香港的民怨, 和高地价及在一力维护地产商利益下造成的居住环境问题关系甚大.新加坡不错是个威权社会但人民听话, 和老李深明居安可以得到人心有关 10月15日 17:15

Chan David Sota Hing: Sorry that if I ever misunderstand or offend you. Apologize if my words sound impolite. 10月15日 17:16

eddie31 高地价也在侵蚀其他行业的资本, 当想安居就得每月付出大部份收入供楼时, 谁会创业?这样的社会一定好管, 因大家都只想有收入供楼, 可是一定不会创新和有活力 10月15日 17:18

HumnptyDumpty 今日又听到怀念八万五的声音,有人话八万五是德政,有无人敢赌一铺,如果政府又再保证所有人都买得起楼... 10月15日 17:19

Sota Chan David hing,

Never mind. Like you and other pals, I just want to 出出气 here! 10月15日 17:20

Sota 高地价 NOT a problem from 80s to 90s last century, due mainly to the VERY strong growth. A fresh graduate could have his salary double in five years. Many who first started as a sales for large corporates also ended up having his businsses with factories in HK.

Hence 高地价 and implicit land-related taxes NOT a problem at all (taxes may also be quite progressive, ie. the more $$$ you have the more taxes U need to pay).

Now given the slowdown in economic growth, implicit tax may turn out to some form of VAT tax (i.e. whenever you want to buy a flat, U pay, whenever you eat out, U pay and whenever you conduct something related to real estate, U pay! Implicit tax is getting more regressive!).

Also the increasing number of parents who pay for their kids' downpayments may be a reflection of predictions from the overlapping generation model! 10月15日 17:29

margaux 加客, your friends were certainly more aggressive than mine. 10月15日 17:54

margaux AURA, maybe due to my friends' conservative nature, NONE of us leveraged beyond our capability and NONE was hurt by the 97 drop when most of our small but sufficient apartments were almost paid up. Don't be overwhelmed by the media, there are conservative & non-speculative groups who do live happily in hong kong because we are not affected by the volatile (sometime hysteric) financial markets. basic living is environmental and peaceful. envy often turns into greed and subsequently loss!! 10月15日 18:00

margaux 紫灯笼 if you heard this morning, the youngster was looking to buy the mid-levels at the first home. maybe i should have called the CE that at my age i deserve a star TOO? and why can't I?? 10月15日 18:08

margaux cannot agree more, Sota! relying on this young bunch, our social security system will not last too long :(( 10月15日 18:11

margaux 阿祖, unfortunately your english reveals to a certain extent why you are lagging. self improvement is a good start before envying and complaining. many of us who started in the 80's did travel fr fanling and taipo to work in central for the first 10-15 years when money saving was the most important task to achieve our objective of 'a better tomorrow'! we hv been thru that, so why dont u? 10月15日 18:16
游民 文若兄: 加油... 10月15日 18:16
游民 [有市民问可否减免首次置业厘印费,令购买200万元以上物业者都受惠。]...??? 10月15日 18:18
margaux Crabwing, as a middle age woman, i can tell u that you shud dump that girl if that's the requirement. it proves that the girl sees nothing in you but your wallet! i hv seen many capable girls happily sharing the dinner bill with their hard-working partner. u hv to set ur selection criteria correctly to seek the suitable other half! 10月15日 18:20
游民 HumnptyDumpty 兄: 八万五未够绝, 叫政府用行政干预或者立法: [现凡买楼者, 不论新盘或二手楼, 十年内不得转让, 业主身故者, 则不在此限]... 10月15日 18:27
游民 Sota 兄: 好有同感, 一针见血[... When we got married, we arranged everything ourselves and we didn't ask our parents for a cent!] 10月15日 18:35
游民 also when we purchased our first property .... 10月15日 18:37
AURA margaux君,97年负资产问题绝非传媒夸大报道,根据当时金管局的统计,负资产单位在高峰时曾逾8万个.8万个单位约等於4年的一手市场吸纳量,怎麽可能不算严重?80年代出生的人,当年仍在念书,这些单位不可能是他们买的吧? 10月15日 18:39
LSY Doctors/ Lawyers are just a job, it dose not mean they are warrent to live in the luxary housings in Mid-level/ Southern HK island. They are reserved for the Capitalists.

In fact, there are lots of housings in the rset of the Island that are affordable by someone with an stable, sensible incomes.

Those young professionals must adjust thier expections and face the reality. 10月15日 20:12
卖吉 点解突手要用97年做benchmark? 97年香港人炒楼炒到超级疯狂， 怎可做benchmark? 打个比喻， 一个人同一个超级疯癫的人比， 如果你癫过　， 你算是癫， 如果你　　　癫， 你就是正常！。真是人都癫！！顶　唔顺！ 10月15日 20:53
危睛 The CE means it is now still better than the time under British rule. This is to tell Beijing under his management, HK is still better than 1997. 10月15日 20:59
Crabwing margaux sister, it is not in my case but it is the general comment i heard from my peer. Most of them complain HK girls have such mind. Of course , i also know there are many girls as like as your as you mentioned. However, I think HK people( not only girl) become more materialistic(or pragmatic ) than 10 years ago... 10月15日 22:41
magiccello "Doctors/ Lawyers are just a job, it dose not mean they are warrent to live in the luxary housings in Mid-level/ Southern HK island."

香港仔在南区,难道香港仔是豪宅区?不是吗?

问题的重心是医生,律师一向被称为发三师的行业,为何会打电话到电台投诉买不到楼? 今天刚毕业的律师收入如何, 人工不是很高, 有2万一个月已经好好. 今天的HA医生, 若不是考完专科试, 不会有10万一个月. 刚毕业的, 我记得有3万一个月左右. 若在医疗集团工作, 也是这样.

一些在人家眼中的中产, 想在港岛区置业, 我相信他们指的是港岛的中产区, 如太古, 西湾河, 中上环, 不是罪过啊? 难道要中产住天水围吗? 若中产只能住在新界, 其他普罗市民, 难道要反深圳居住吗?

社会上口口声声说社会流动性依然存在, 看看大众的反应, 我非常质疑香港社会还有多少流动性. 10月15日 23:05

tamrochelle 有　医生　stupid? 又　得闲九点钟phone in电台节目呢? 我又唔明22046;, 市民租唔起楼, 就怨政府21867;, 买楼, 系投资, 你买股票蚀21655;, 唔通又赖政府棉　? 太脱离现实22046;. 我21874;同学同事, 　一个买唔起楼. 我个人都有两层. 呢个严姓女医生, 太过可疑, 九成九系政府自己打电话问自己ke梅22175;ke! 10月15日 23:33

MSC 买唔起楼唔系问题，若租唔起楼或无地方住才是问题。正如买唔起车唔系问题，搭唔起巴士或无巴士搭才是问题。 10月15日 23:46