美国有着世界上最混乱的医疗体系，医生、医院、医保、医律，无不以发财为第一要务。仅以新冠检查为例（见内）

https://www.talktomira.com/post/how-much-does-coronavirus-covid-19-testing-cost-with-or-without-insurance

• The cost of Coronavirus testing ranges from no-cost to $352 out-of-pocket average at an urgent care clinic to $2,321 in the emergency room.
• We found a wide range of scenarios where the same test can be free or costs up to a few hundred dollars within the same city. Knowing what you need, where to get it, and when, are three crucial factors to reduce medical expenses.

 

At Primary Care Providers (including lab costs)

When an individual has mild symptoms and seeks a visit with a primary care provider in New York City, the out-of-pocket costs average is $994. For a primary visit with lab tests, the highest average for COVID testing is in Miami at $2,662 and the lowest average being Seattle at $824.

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Urgent Care (including lab costs)

When seeking care in New York City at urgent care, an individual with mild to moderate symptoms may have out-of-pocket costs with an average of about $352.

With more severe symptoms in New York City, their costs average at $1336. Miami and San Francisco have the highest urgent care costs among the included cities at about $2000-$3000. The lowest costing city for urgent care visits and lab tests is Seattle, WA at $808.

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Emergency Department (including lab costs)

For an emergency department visit in New York City, a patient can expect to pay from $506 to $4985 (average $2,321) for out-of-pocket costs.

With more severe symptoms, their costs can average at $3305. The out-of-pocket costs for emergency care and lab tests are highest in Miami with an average of nearly $4000. The lowest costing city for emergency care and lab tests is in Boston with an average of $1900.