我们麻省可以无条件切换，所以当然选择Advantage

文中有很多明显错误。其中之一是忽略了Out of pocket的上限。

即使得了大病，你的自费部分也是有限的。我目前的计划：Out-of-Pocket Maximum $3,400 in-network or $5,100 for combined in- and out-of-network medical services each calendar year—this is the maximum out-of-pocket amount you pay each year for Medicare-covered services.