一般普通人应该多考虑使用普通的投资方式。

Charlie Munger was asked at one of the Berkshire annual meetings by a young man, “How can I get rich?” And Munger‘s response was very simple. He said, “If you consistently spend less than you earn and invest it in index funds, dollar-cost average,” because you’re putting in money every paycheck, he said, “that in, what, 20, 30, or 40 years, you can’t help but be rich. It’s just bound to happen.”

芒格的话告诉我们，股市给生活在美加国度的每一个人一个平等的机会， 理性的投资股市，你会变得富有。

。。。you can’t help but be rich. It’s just bound to happen. - 芒格

DOW 今天突破22000。

In 2012, with the Dow at 13,000, Seth Masters, the chief investment officer of a Wall Street firm, “boldly predicted” that the Dow would reach 20,000 by 2022. When the Dow reaches 20,000, you will likely read lots of stories about his prediction.