地主可以直接向 credit agencies报告房客违约，不用上法庭，不知如何操作

早搬2个月，直接被房东告到 credit agencies.

不用上法庭, 因为就算弄到judgement也上不了credit reports

这不是广大地主的福音？

那么问题是房东怎么联系credit agencies？

 

重点一“I asked them to please take me to small-claims court, and they’ve never contacted me,” Murray told The Wall Street Journal.

重点二 While credit agencies have tried to include on-time rental payments in scoring models, negative marks still appear with alarming speed — leaving many renters like Murray scrambling to repair the damage.

重点三 Landlords, however, see it differently. With small-claims judgments for unpaid rent no longer appearing on credit reports as of 2017, they argue that reporting tenants to credit bureaus like Experian, Equifax and TransUnion is one of the few ways to enforce accountability.

https://www.msn.com/en-us/money/realestate/landlords-use-credit-reports-to-collect-rent-leaving-tenants-with-costly-surprises/ar-AA1IHm45?ocid=msedgntp&pc=U531&cvid=11353eedb6cb4f42aafa2f94033d92af&ei=34