没有refi 经验。一旦有了足够净值多数人都会refi 到常规贷款去贷款保险不应有难度。link-

https://www.chase.com/personal/mortgage/education/financing-a-home/how-to-refinance-fha-loan#:~:text=FHA%20Streamline%20Refinancing%20is%20best,may%20mean%20lower%20closing%20costs.