佛罗里达duplex or fourplex? more updates

佛罗里达中等城市,大约有人口30到40万,主要靠旅游业/海军事基地,很白的沙滩. I plan to keep the fourplex for the long-term rental and transform the duplex for airbnb. we have many tourists coming to the whitest beach here. 

这两个房子哪个是更好deal?

I made an offer to the fourplex. The seller is willing to sell at $395,000 with $10,000 deposit. After thinking it over, I won't go for the fourplex because of the high HOA and water fees (2300+3000 per year). It's easily to tell the housing market is gradually down in FL and better deals will come out.   

	Duplex		fourplex
sqft	2048		3168
year built	1984		1984
wire
asking price	275000		410000
property tax	1670		3,540
water	0		3000
sewage	0
HOA	0		2300
hazard insurance	2000		4500
other fees/repair	2700		4404
last sold			349900, 6/21/22
total expenses	6370		17744
total rentals	27000		44040
cap rate	7.50%		6.41%
price/sqft	137.3877		135.0202